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1737% APR Representative

Representative Example Borrow £200 for 30 days. Amount payable is £250. Interest is £50. Please note APR is not the same as interest charged. Completing
the application form does not hold you under any obligation. LastMinutePayday gives you access to fast and simple Payday Loans. The application is completely
online and we accept a greater percentage of applicants than any single Payday Lender. There's no paperwork and no phone calls.

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LastMinutePayday is a UK
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Reliable, Fast Cash!

LastMinutePayday is one of the UK's fastest growing loan website. We work with one of the largest panel of lenders in the market today ensuring that we find the best loan for our customers given their specific circumstances.
We have lenders with some of the most competitive rates in the UK as well as lenders who work with all types of credit and circumstances. So even if you are self employed *, have CCJ's or just think your credit isn't great we may be able to find a loan for you. Please think carefully before taking out any loan to ensure you can afford it and it’s the right product for you. Our service is simple and fully online so you do not have to speak to anyone!

* May not apply to all lenders

Frequently Asked Questions

What is a cash advance loan?

A cash advance, or a payday advance is a short-term loan
used to bridge the gap till your next payday. The extra
finance is often used for immediate expenses like unex-
pected bills. Click here to read more FAQs
Collections Process
If you’re having problems making a payment please contact the lender directly so that they can discuss your payment options. Should the situation remain unresolved the lender may reserve the right to pass your details onto a third party collections agency.

Implications of Non-Payment
We always recommend repaying on time. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest. We suggest contacting your lender as soon as you are aware there is a problem, as otherwise, it may be noted on your credit record.

Late Payment
If you are unable to make your repayment on time then you should contact your lender immediately. Lenders may charge a late payment fee, which could range between ￡1 - ￡100. This will vary between lenders. For more information please read the terms and conditions of your loan agreement.

Renewal Policy

If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.